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Clinica Financiară for companies

Clinica Financiară gives employees access to individual, confidential financial consultations for the decisions that matter — from budgets and loans to savings, protection, important life plans and investments.

Financial stress costs your company more than you think

57%

of employees say financial stress is their main source of anxiety (ahead of work or physical health).

According to the PwC Employee Financial Wellness study (2023)

  • An employee under financial stress loses, on average, 3-4 hours of productivity a week trying to manage problems with instalments or loans.
  • The same employees are twice as likely to leave the company for a minor salary difference elsewhere.
  • Through Clinica Financiară, the company offers employees a safe place to receive one-to-one advice.

THE SOLUTION

We bring CLINICA FINANCIARĂ into your company: a premium service devoted to the financial balance and security of your employees, built on 4 divisions of expertise:

  • Financial Immunity
  • Lending
  • Risk Management
  • Investments

CLINICA FINANCIARĂ is a non-salary benefit through which companies give their employees free access to specialist advice, available exclusively through the employer.

A financial adviser talks with a client across a table, taking notes in a notebook.

HOW IT WORKS

  1. 01

    DIGITAL SCREENING

    The employee opens the dedicated link and fills in a 2-minute form about their goals.

  2. 02

    AUTOMATIC MATCHING AND BOOKING

    The employee picks their own slot in the calendar for the video consultation.

  3. 03

    ONE-TO-ONE CONSULTATION

    They receive concrete solutions, simulations and full implementation from us.

  • Guaranteed free of charge.

    Zero costs. The fees of our expert hub are covered entirely by partner banking institutions and insurance companies, in accordance with the legal regulations in force.

  • Confidentiality

    Consultations take place in a strictly confidential one-to-one setting.

BENEFITS FOR THE COMPANY

Raise the value of your benefits package and support retention with concrete help for the financial safety and clarity of employees and their families.

  • A premium benefit at ZERO budget

    A premium wellbeing perk, offered free to the company and to its employees.

  • Higher productivity and burnout prevention

    Reducing financial stress helps employees keep their focus, their clarity in decisions and their efficiency at work.

  • Efficiency and retention

    An employee who is financially balanced is more loyal to the company.

  • Less absenteeism

    Most situations can be resolved online, by video call, in flexible slots, with no pointless trips and without the employee missing work.

  • A space separate from HR for personal financial matters

    The company facilitates access, without entering the employee’s financial life.

We activate the programme together with your team

When the benefit launches we can hold a session, online or on site, of 30 to 45 minutes, in which we present the programme, discuss a relevant financial topic and answer your colleagues’ questions. A few subjects we can cover:

  1. Budget and safety fund
  2. Investing for the future: how to build your own pension
  3. Rent versus instalment: how to make the decision

TRANSPARENCY OF THE MODEL

The consultation does not oblige the employee to take out any financial product.

  • Less stressed employees

    Reduced financial stress, increased focus and productivity.

  • A healthy organisation

    Financially balanced people, a more stable team.

  • A modern benefit

    A step forward for wellbeing and employee retention.

  • Total confidentiality

    Personal data is protected. The company receives only the aggregated impact.

The Programme Management Team

  • Darian Ceica

    Operations Director and Co-founder, Clinica Financiară

    Darian coordinates the operations and the development of Clinica Financiară. With more than 12 years of expertise in operational management and Commercial Law, he makes sure every financial wellbeing programme is implemented simply and efficiently for our partners.

  • Florina Pop

    Master Franchise Manager, Imobiliare.ro Finance / Co-founder, Clinica Financiară

    Florina coordinates the lending and financial education side of Clinica Financiară. With more than 34 years of experience in banking management and brokerage, she helps people understand their financial options better, compare the available solutions properly and make informed decisions suited to their real situation.

  • Daiana Copos

    Head of the Risk Management Division / Senior Financial Consultant

    Daiana coordinates the financial protection and insurance side of Clinica Financiară. She analyses the risks that can affect the financial stability of a person or a family and builds protection solutions for life, income, assets and unforeseen situations.

Would you like to see how Clinica Financiară could work in your company?